Call Us: (310) 350-8082 |  Email Us: info@staroftheseawealthmanagement.com

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Our Financial Services

Star of the Sea Wealth Management is a DBA of Golden State Equity Partners. The Golden State family of companies, comprised of Golden State Wealth Management, Golden State Equity Partners and Golden State Asset Management, are investment advisers registered with the U.S. Securities and Exchange Commission. With over $3 Billion in assets under care, Golden State’s flagship office located in South Coast Metro, California. With a goal to continue expanding offices across the country, Golden State is committed to creating an atmosphere that benefits advisors and their investors.

Wealth Management

Golden State Wealth Management (GSWM) is a federally registered investment adviser that offers several financial planning platforms to meet your business needs. With an alignment with LPL Financial, GSWM is a hybrid model consisting of both brokerage and fee-based platforms. With access to independent research and industry-leading technology, GSWM affords advisors a high-level of support and business efficiencies.

Insurance Services

Golden State Insurance Services (“GSIS”) provides financial advisors with a broad based client solution platform and an enhanced client experience through integrating an array of insurance strategies into their practice. This platform focuses on understanding the unique needs of each financial advisor’s business model and nurtures the relationship through education and ongoing support.

Equity Partners

Golden State Equity Partners (GSEP) is a federally registered investment adviser that supports fee-based financial advisors. GSEP was designed to empower advisors with greater business flexibility. This model seeks to offer financial advisors integrated support mechanisms and flexible technology platforms.

Mortgage Services

Golden State Mortgage Services (“GSMS”), an in-house lending resource, recognizes that clients would rather turn to their financial advisor for home financing needs when they generally don’t have an opportunity to do so. With GSMS, advisors can uncover additional areas to assist in meeting clients’ goals by offering mortgages as a service under their business model.

Asset Management

Golden State Asset Management (GSAM) enables fee-based financial advisors to transition to greater independence in an inclusive proactive culture.

GSAM seeks to empower advisors with tools and research to optimize their business’ investment process. By way of the firm’s SEC registered investment adviser, GSAM offers a Turnkey Asset Management Program (TAMP) in which participating advisors have access to centrally managed goals-based portfolio strategies, designed and implemented by Golden State’s Chief Investment Officer. The TAMP is available to Golden State advisors and non-affiliated advisors.

More Services We Provide

Through the professional relationships that Star of the Sea Wealth Management attains, clients may be referred to the following services.

Lines of Credit

A line of credit (LOC) is a preset borrowing limit that can be tapped into at any time. The borrower can take money out as needed until the limit is reached. As money is repaid, it can be borrowed again in the case of an open line of credit.

Commerical real estate financing

Similar to taking out a home mortgage, you can also take out a mortgage when buying commercial property. Commercial real estate lending helps business owners finance the purchase or renovation of commercial property. NMLS# 1089461

Residential Mortgages

A residential mortgage is a type of loan used to purchase or maintain a home, land, or other types of real estate. The borrower agrees to pay the lender over time, typically in a series of regular payments that are divided into principal and interest. The property then serves as collateral to secure the loan. NMLS# 1089461

Private Jet Financing

In some cases, you may be able to take out a secured personal loan backed by personal assets that lower the lender’s risk level. Some of our lenders even specialize in jet financing and offer loans specifically to purchase jets. Take note that jet financing often requires making a minimum down payment of 15% to 20%.

Yacht Financing

Similar to taking out a home mortgage, you can also take out a mortgage when buying commercial property. Commercial real estate lending helps business owners finance the purchase or renovation of commercial property.

Art Financing

The term art finance can mean either the process of acquiring art by financing, or the practice of using artwork as collateral in a loan, known as an art loan. Art loans are often acquired by people wanting to leverage an existing art collection to fund new purchases. They are also used for art owners looking to acquire cash to cover a debt, or art dealers who need funding to purchase new works.

 

Working Capital Loans

A working capital loan is used to finance the everyday operations of a business such as sales and marketing, product development, wages and other activities.

Business Loans

Business loans are granted to a variety of business entities, usually to assist with short-term funding needs for operational costs or for the purchase of equipment to facilitate the operating process. In some instances, the loan may be extended to help the business meet more basic operational needs, such as funding for payroll or to purchase supplies used in the production and manufacturing process.

“Custom” lending

Lending of this nature is tailored to your liquidity needs and financial situations. It may be used to fund real estate investments, luxury purchases, business acquisitions, and more.

Goals Based Planning

Goals-based planning is the process of helping clients prioritize their financial goals and determine the optimal plan to fund them. Goals-based planning expands your focus into all aspects of your clients financial life and eliminates the retirement-only focus.

Philanthropy

Philanthropy involves charitable giving to worthy causes on a large scale, but it is much more than just a charitable donation. Philanthropy is an effort an individual or organization undertakes based on an altruistic desire to improve human welfare, and wealthy individuals sometimes establish private foundations to facilitate their philanthropic efforts.

Donor Advised Fund

A DONOR-ADVISED FUND, or DAF, is a giving account established at a public charity. It allows donors to make a charitable contribution, receive an immediate tax deduction and then recommend grants from the fund over time.

OUR CLIENTS TRUST US

Jean-Paul S. Afif, CEPA Wealth Advisor
Fiduciary and President
Star of the Sea Wealth Management

Jean-Paul holds licensing in the mortgage sector, real estate financing sector, and insurance sector – providing life insurance, long term care, accident & health or sickness insurance, along with variable life and variable annuity.

Licensed Mortgage & Real Estate Financing

NMLS# 1089461

Licensed Insurance Professional

License #: 0I74027

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Let us help you plan and achieve your ideal financial strategy.

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Our goal is to put ourselves in our clients position and guide them through a unique financial strategy.

Jean-Paul S. Afif, President of Star of the Sea Wealth Management

Get answers to your questions here

Personalized advice from a dedicated financial advisor.

We get to know you and your family, your financial situation and what matters most to you.

A comprehensive approach, built around your life’s priorities.

Drawing from our experience and the best thinking at Star of the Sea Wealth Management, together we will design an approach that reflects your unique needs, priorities and financial situation.

Adjusting your investment approach as your life and the markets change.

We will work to help you stay on track, regardless of what the markets are doing.

No question too big or moment too small. We put you first, every day.

No question too big or moment too small. We put you first, every day.

For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take.

Are you ready to get started?

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Star of the Sea Wealth Management
201 E Sandpointe, Suite 460 South Coast Metro, CA 92707

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Investment advice offered through Golden State Equity Partners (“GSEP”), an investment adviser registered with the U.S. Securities and Exchange Commission. Star of the Sea Wealth Management is a DBA of GSEP. Registration as an investment adviser does not imply a particular level of skill or training. Golden State & Star of the Sea Wealth Management are separate, unaffiliated entities from BNY Mellon | Pershing and Charles Schwab & Co., Inc. – each responsible… for its own services and policies. Trademarks belong to their respective owners. The content on this website has been independently produced by Star of the Sea Wealth Management and is independent of, and has no affiliation with, Charles Schwab & Co., Inc. or any of its affiliates (“Schwab”). Schwab is a registered broker-dealer and member SIPC. Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials nor has Schwab independently verified any of the information in them. Star of the Sea Wealth Management provides you with investment advice, while Schwab maintains custody of your assets in a brokerage account and will effect transactions for your account on our instruction.

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